How do I always check if I have a negative credit history?

How do I always check if I have a negative credit history?

You have actually the right to see just what is in your credit history. If you would like borrow funds with bad credit, then you can certainly discover precisely what has affected your credit rating.

In the end, if you can find any mistakes, then you can certainly ask to allow them to be corrected, that may boost your rating.

You will find three credit that is key when you look at the UK, although a couple of different brands use their information to give individuals with their fico scores.

These agencies are:

  • Experian
  • TransUnion
  • Equifax

You can access your credit rating free of charge through some of the agencies, however, if you need to see your file that is full agencies may request re payment.

But, some credit solutions provide usage of the entire apply for free, such as for example ClearScore or Noddle (now called Credit Karma) so it’s worth searching to get a free choice.

Can I get financing with ‘bad credit’ from Satsuma?

With Satsuma, it is possible to apply for short-term borrowing that will match some individuals that are looking for a poor credit loan.

Also you may be able to qualify for a loan with Satsuma – subject to affordability if you have had difficulties managing credit or bills in the past.

We’re going to run a credit check, but a poor credit score doesn’t suggest we won’t provide for you.